:root {
  --navy: #153a6b;
  --navy-mid: #1c4a82;
  --navy-deep: #0f2a4f;
  --navy-soft: #e8eef5;
  --cream: #f4f5f7;
  --gold: #9a7b12;
  --gold-soft: #f4f0e4;
  --ink: #12151c;
  --muted: #5c6573;
  --line: #e2e5ea;
  --paper: #ffffff;
  --success: #1b7a4a;
  --danger: #b42318;
  --shadow: 0 18px 50px rgba(15, 42, 79, 0.08);
  --radius: 18px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background: var(--cream);
  font-family: "SF Pro Text", "Segoe UI", system-ui, -apple-system, sans-serif;
  line-height: 1.55;
}

img { max-width: 100%; }

a { color: var(--navy-mid); }

.skip {
  position: absolute;
  left: -999px;
  top: 8px;
  background: var(--paper);
  padding: 8px 12px;
  z-index: 10;
}

.skip:focus { left: 8px; }

.wrap {
  width: min(1080px, calc(100% - 40px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 5;
  background: rgba(244, 245, 247, 0.92);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--line);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  min-height: 72px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--ink);
  text-decoration: none;
  font-weight: 700;
}

.brand img {
  width: 36px;
  height: 36px;
  border-radius: 10px;
}

.nav-links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 18px;
}

.nav-links a {
  color: var(--muted);
  text-decoration: none;
  font-size: 14px;
  font-weight: 600;
}

.nav-links a:hover,
.nav-links a[aria-current="page"] { color: var(--navy); }

.hero {
  padding: 72px 0 36px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 36px;
  align-items: center;
}

.kicker {
  margin: 0 0 10px;
  color: var(--gold);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

h1, h2, h3 { line-height: 1.15; margin: 0; }

h1 {
  font-size: clamp(36px, 5vw, 58px);
  letter-spacing: -0.04em;
}

h2 { font-size: 28px; letter-spacing: -0.03em; }
h3 { font-size: 18px; }

.lede {
  margin: 16px 0 28px;
  color: var(--muted);
  font-size: 18px;
  max-width: 38rem;
}

.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 18px;
  border-radius: 12px;
  text-decoration: none;
  font-weight: 700;
}

.btn-primary {
  background: var(--navy);
  color: white;
}

.btn-primary:hover { background: var(--navy-mid); }

.btn-ghost {
  background: white;
  color: var(--navy);
  border: 1px solid var(--line);
}

.hero-card,
.card,
.faq details,
.notice {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.hero-card {
  padding: 28px;
  box-shadow: var(--shadow);
}

.hero-card img {
  width: 72px;
  height: 72px;
  border-radius: 18px;
}

.hero-card h2 { margin: 16px 0 8px; }

.hero-card p {
  margin: 0;
  color: var(--muted);
}

.pills {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 20px;
}

.pill {
  background: var(--navy-soft);
  color: var(--navy);
  border-radius: 999px;
  padding: 6px 10px;
  font-size: 13px;
  font-weight: 700;
}

.section { padding: 28px 0 8px; }

.section-head { margin-bottom: 18px; }

.section-head p,
.muted { color: var(--muted); }

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}

.card { padding: 20px; }

.card p { color: var(--muted); margin: 8px 0 0; }

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}

.step {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
}

.num {
  width: 28px;
  height: 28px;
  display: grid;
  place-items: center;
  border-radius: 8px;
  background: var(--navy);
  color: white;
  font-size: 13px;
  font-weight: 700;
  margin-bottom: 12px;
}

.notice {
  padding: 18px 20px;
  margin: 18px 0;
}

.faq details {
  padding: 16px 18px;
  margin-bottom: 10px;
}

.faq summary {
  cursor: pointer;
  font-weight: 700;
}

.faq p { color: var(--muted); margin: 10px 0 0; }

.links-list {
  display: grid;
  gap: 10px;
}

.links-list a { font-weight: 600; }

.contact-box {
  background: var(--navy);
  color: white;
  border-radius: 22px;
  padding: 28px;
  margin: 18px 0 8px;
}

.contact-box a { color: white; }

.contact-box p { color: #d5deea; }

.legal {
  padding: 48px 0 80px;
  max-width: 760px;
}

.legal h1 { font-size: 42px; }

.legal h2 { margin: 32px 0 10px; font-size: 22px; }

.legal p, .legal li { color: var(--muted); }

.legal ul { padding-left: 20px; }

.fine {
  margin-top: 28px;
  font-size: 13px;
}

.site-footer {
  border-top: 1px solid var(--line);
  padding: 28px 0 40px;
  color: var(--muted);
  font-size: 14px;
}

.footer-row {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

.footer-links {
  display: flex;
  gap: 16px;
}

.footer-links a {
  color: var(--muted);
  text-decoration: none;
  font-weight: 600;
}

@media (max-width: 860px) {
  .hero { padding-top: 40px; }
  .hero-grid,
  .grid,
  .steps { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
  .wrap { width: min(1080px, calc(100% - 28px)); }
  .nav { min-height: 64px; align-items: flex-start; padding: 12px 0; }
  .nav-links { gap: 8px 12px; }
}